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It's not EIA—it's BPA

 

Introducing the balanceplus annuity™ (BPA)—the next generation of fixed annuities. BPA was developed specifically by the Annexus Group with the guarantees, growth, and flexibility to help turn your clients’ vision of retirement into a reality.

BPA uses an innovative Balanced Allocation Strategy™ (patent pending) to optimize your clients’ opportunity for long-term growth while—most importantly—allowing their retirement savings to remain safe and secure at all times.

What’s most exciting about BPA however, is that it allows your clients to lock-in their earnings at any time! What good is growth if your clients can’t capture it?

  No Complicated Modifiers
  • No Caps
  • No Administration Fees
  • No Participation Rates
  • No Term Averaging
  • No Charges
  • No Loads
  • No Hidden Surrender Charges
  • No Forced Annuitization
Client Friendly Features
  • Lock-in Values at Any Time1
  • 5% Minimum Guarantee Rider2
  • 100% Principal Protection3
  • 10% Free Withdrawals4—1st Year!
  • Checkbook Access
  • Full Value on Death
  • No Charge Back on Death
  • Values Tracked Daily
  • Contracts Issued Daily
  

Want more information?

If you’d like more information about the balanceplus annuity,™ click here.



 
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1 Client can lock-in values at any time they choose once each four-year term, or the company will automatically lock-in at the end of the Term.
2 If elected, the Family Endowment Rider™ provides a guaranteed death benefit floor upon the death of the annuitant equal to the premium accumulated at an interest rate of up to 5 percent compounded through age 90.
3 Less early withdrawal charges.
4 Any amount withdrawn in excess of the free withdrawal amount is subject to a Withdrawal Charge and a Market Value Adjustment (MVA), and if taken prior to a Lock-in Date, will not realize any interest for the current Term. Withdrawals may be taxable and if taken prior to age 59½, may also be subject to a 10% federal tax penalty.
5 Commission up to ten percent for twelve-year contract to age 75 with Enhanced Death Benefit Rider included.
 



© 2006 The Annexus Group